The New Year is the perfect time to establish financial wellness goals. First Community Bank and Trust and the Independent Community Bankers of America®(ICBA) are reminding consumers, it’s easier to build a credit score than to repair a bad one.  “Having a good credit history is key to any financial plan,” said Greg Ohlendorf, President and CEO of First Community Bank and Trust in Beecher, IL. “Credit scores take into consideration years of past behavior, Read More