Mortgage Loans
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Finding inspiration in the community
February 4, 2022
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Electronic Banking, General, Mortgage Loans
February 1, 2022 Banks need to send sensitive documents all the time, but secure email is clunky. Greg Ohlendorf of First Community Bank and Trust worked with a partner to make that hassle a thing of the past. By Colleen Morrison, Independent Banker When it comes to innovation, sometimes it’s all about finding the right partner: one who shares community bank values. So believes Greg Ohlendorf, president and CEO of First Community Bank and Trust in Beecher, Ill. “Innovation
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Springtime Home Buying Tips
May 4, 2021
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared. 1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your
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Your Home Is Your Biggest Investment
July 1, 2020
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
Beecher, IL (July, 2020) Home maintenance can be overwhelming, but staying on top of the small stuff can save you money and help you avoid emergency repairs. This summer is sure to be very different than usual and most of us will be keeping our distance and staying home. What better time to take care of your biggest investment? Check out this brief list of necessary home maintenance tasks to take care of this summer and throughout the year: Gutters - Clogged gutters can cause
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FCBT Sheds Light on the Homebuying Process
May 29, 2020
Categories: Community Banking Advocacy, Electronic Banking, General, Mortgage Loans
Beecher, IL (June, 2020)—The Independent Community Bankers of America® (ICBA) and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of the resources that community banks offer that make financing easier and more affordable. “For most people, buying a home is an investment in their future and a foundation upon which to establish community ties and amass financial security,” said
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Springtime Home Buying Tips
February 25, 2020
Categories: Community Banking, Community News, Electronic Banking, General, Mortgage Loans
Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared. 1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your
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Happy Independence Day!
July 1, 2019
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Community News, Electronic Banking, General, Mortgage Loans
As we celebrate our nation’s birth this Fourth of July, we are proud to represent our country’s independent spirit as community bankers, contributing to our nation’s economic well-being through service to our customers and communities. At First Community Bank and Trust it’s the relationship, not the transaction, that governs our practices and interactions with customers and distinguishes us as independent lenders. Because we are locally owned and operated, we understand
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First Community Bank and Trust Offers Insights to Help Demystify Homebuying
May 30, 2019
Categories: Community Banking, Community Banking Advocacy, General, Mortgage Loans
June 2019 - The Independent Community Bankers of America® (ICBA)and First Community Bank and Trust in recognition of National Homeownership Month in June, are reminding current and prospective homeowners of community bank resources that make financing easier and more a personal. “For most people, buying a home is an investment in their future—an opportunity to establish roots, start a family, and build financial security,” said Greg Ohlendorf, President and CEO of First
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Homeownership in the Digital Age
April 26, 2019
Categories: Community Banking, Electronic Banking, General, Mortgage Loans
Technology is a powerful tool. It can save time (via mobile payments) and money (comparison shopping has never been easier), and now it’s becoming a routine source of information in the purchase or sale of a home. More than 50 percent of buyers from all generations frequently used the Internet to search for their home, but that figure jumps to 99 percent for buyers 37 years and younger, according to the National Association of Realtors’ 2018 Home Buyer and Seller
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Good Credit is Key to a Solid Financial Future
January 28, 2019
Categories: Commercial Loans, Community Banking, General, Mortgage Loans
The New Year is the perfect time to establish financial wellness goals. First Community Bank and Trust and the Independent Community Bankers of America®(ICBA) are reminding consumers, it’s easier to build a credit score than to repair a bad one. “Having a good credit history is key to any financial plan,” said Greg Ohlendorf, President and CEO of First Community Bank and Trust in Beecher, IL. “Credit scores take into consideration years of past behavior,
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Standing with Service Members
November 9, 2018
Categories: Commercial Loans, Community Banking, Mortgage Loans
This Veterans Day—the 100thanniversary of the end of World War I—we celebrate the men and women of our armed forces for their patriotism, love of country, and willingness to serve the common good. Their sacrifices and those of their families is an enduring testament to the strength and character of America’s military and why First Community Bank and Trust is proud to serve these members of our community every day. We are joined in this endeavor by thousands
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