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Personal Loans

We're here to help you move forward with a personal loan.

Need a Quick Loan? Start with Quilo.

With Quilo you can get a quick unsecured loan to pay for unexpected expenses, to pay down high interest rate credit card debt or to replenish your checking account for a purchase you already made.  Quilo is an app brought to you by First Community Bank and Trust. Loans are unsecured and designed for quick approvals. It's a great way to get access to a loan and save you time.

Debit MasterCard

Quilo is Responsible Credit!
Pay down high interest rate credit card debt and save money with a low APR and Fixed Monthly Payments.
Get an unsecured loan to pay for unexpected expenses like a new furnace or car repairs.

* All offers of credit are subject to credit approval. 

Learn more about Quilo

Learn more about Quilo and get pre approved for a loan in minutes. It's quick, easy and it won't ding your credit report until you take an actual loan. Again, it's Responsible Credit!

Learn More About Quilo




More lending solutions for life's financial opportunities

Larger expenses are a part of life. If you need a loan and it is larger than $15,000 and requires collateral, then our experienced loan officers are here to work with you to develop a custom-tailored solution to meet your needs. Plus, all decisions on these are made locally, meaning you get a fast decision on your loan.

Apply online with First eLoan

Take advantage of this special offer on your loan!

Have your loan payment auto-debited from your account and we will lower your final loan rate by .25%. Be sure to ask for Auto Debit when you are applying for your loan.

Personal loan offerings

Personal loan offerings
Loan TypeDescription of Solution
Auto LoanNew or used, we have a loan for you with a wide variety of terms for vehicles dating back six years from current year models.
Recreational VehiclesWe make loans for boats, motorcycles, ATVs and more.
Home ImprovementDon't want to go through a full home equity loan process? We may be able to get you a loan to complete your small home improvement project.
WeddingWeddings can be expensive. Stop in and talk with us first to see if we can help you make your big day perfect.
Debt ConsolidationGetting out from under a pile of debt is always a challenge. Let us help you through the process by consolidating your debt, structuring an affordable payment plan and getting rid of those troubling credit cards. Maximize your savings by having collateral secure your loan.

* All offers of credit are subject to credit approval. 


Gather these documents before you apply

You will need the following documents when you apply for a loan with us:

  • Your last two pay stubs
  • Last year's W-2
  • A completed Personal Credit Application
  • A description of the collateral being pledged to secure the loan

Personal Credit Application (PDF)     


Are you ready to talk to a Personal Loan Officer?

Call us in Beecher at (708) 946-2246 or in Peotone at (708) 258-0530 or send us an online message.

Solutions for all of your personal needs

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