This article, written by Linda Bell and edited by Amelia Buckley, originally appeared in Bankrate on January 29, 2026. The Federal Reserve’s interest rate decisions influence what you pay for variable-rate home equity lines of credit (HELOCs) and new home equity loans. Let’s break down how the Fed’s monetary policy affects how much it’ll cost you to borrow against your home. Following a string of rate cuts near the tail end of 2025, the Federal Reserve held steady
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For many homeowners, their house is more than just a place to live, it’s one of their largest financial assets. As you pay down your mortgage and your home increases in value, you build equity. That equity can become a powerful financial tool when you need it. One way to make your home’s equity work for you is through a Home Equity Line of Credit (HELOC). A HELOC is a flexible line of credit that uses your home as collateral. Instead of receiving a lump sum, you’re
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This article was written by GoodTrust and published on July 16, 2025. Your digital life is bigger than you think—photos, emails, social accounts, even access to your devices. When the time comes, how can you make sure the right people have access to the right things, without leaving them overwhelmed? GoodTrust’s Digital Vault is designed to help you securely organize and store essential digital information for your loved ones. But what exactly should you include in the Vault—and
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