Archive - July 2024
- 
                            Explaining a Soft Credit InquiryJuly 17, 2024 Categories: Community Banking, Community Banking Advocacy, Electronic Banking, General This blog post was published by Chris O’Shea from SavvyMoney Hub. What you should know about soft credit pulls. A soft pull, or soft inquiry, happens when someone checks your credit report, like in the case of a pre-approved credit card offer. Unlike a hard pull, a soft pull does not impact your credit score. Here’s everything you should know about soft pulls and who can do them. The Basics A soft inquiry occurs when someone, or a company, checks your credit report. These 
 Read More
