Agentic AI. Maybe you’ve heard this new buzzword, maybe you haven’t. Either way, it’s a term you’ll likely be hearing more often in the years ahead. What is Agentic AI? Unlike traditional AI that simply answers your questions or generates content, Agentic AI is Artificial Intelligence that is designed to take action on your behalf. It can perform tasks, make decisions (within defined limits), and even complete multi-step processes with little or no human interaction. For
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Most people reuse the same handful of passwords across dozens of accounts. It’s easy to fall into the habit, but it also happens to be one of the most dangerous habits in online security today. Think about how many online accounts you have: email, online banking, social media, shopping sites, streaming services, medical portals, utility providers, and more. Recent studies suggest the average person manages between 75 and 110 online accounts. How Unique are Your Passwords Now consider
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Financial abuse targeting older adults causes significant losses for people over 60 each year. True losses from elder financial abuse could be even more as many go unreported, and of those that are reported, nearly half of adults say they were either victims or intended victims of financial exploitation. Community banks are in a unique position to help shield our elderly customers against such abuses. Through employee training and the use of technology to spot red flags and report suspicious activity
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This article was written by GoodTrust and published on May 6, 2026. When you think of estate planning, you probably think of wills and trusts, first. Maybe you also think of power of attorneys and medical directives. And that’s a great start, but thinking about your estate plan holistically, how all the pieces fit together to make the whole process as easy as possible for your family is the right next step. Whether you’re planning for the first time, already have documents in place,
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We are excited to announce the upcoming upgrade to our NEW First eBanc! This transition will bring enhanced features, which you can view now on our web site, and a smoother experience for all users. To help you prepare, here is an overview of what to expect during the upgrade process. June 2nd, 2026 (Tuesday) 8:00 AM: First ePay & Zelle will be unavailable. Access to First ePay & Zelle will be removed from the current First eBanc. Users will not be able to set up or make changes to payments.
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Managing accounts receivable if often overlooked or underemphasized in day-to-day operations. When businesses don’t give proper attention to collecting what they are owed, cash flow can quickly tighten, leading to added pressure and unnecessary expenses such as borrowing costs or even bad debt. Every business owner should put just as much importance on collecting payment for delivered products or services as they do on driving sales growth and expanding market share. A well-structured and
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This article was written by GoodTrust and published on July 16, 2025. Your digital life is bigger than you think—photos, emails, social accounts, even access to your devices. When the time comes, how can you make sure the right people have access to the right things, without leaving them overwhelmed? GoodTrust’s Digital Vault is designed to help you securely organize and store essential digital information for your loved ones. But what exactly should you include in the Vault—and
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Owning a home is exciting, but it’s common to wonder “How much house can I comfortably afford?” Mortgage affordability is about more than what a lender says you qualify for. It’s about finding a payment that fits your budget, lifestyle and your financial goals. When people think about being able to afford a home, they often focus on the purchase price of a house. But your monthly payment is more important. It usually includes: Principal & Interest – The amount
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January is your reset button: new goals, new habits, and a fresh start for your finances. It’s also National Financial Wellness Month, so it’s the perfect time to give your money habits a quick check-in. At First Community Bank and Trust, we believe financial wellness is knowing where you stand and using the right tools to move forward. This post shares simple tips and helpful banking services to keep your progress rolling all year long. What Financial Wellness Really Means Financial
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With the calendar year coming to a close and the holiday season upon us, now is the perfect time to evaluate your business’s performance in 2025. Whether the results were positive or challenging, use what you learned to position your business for a successful 2026. To help you get started, here are a few key items to consider when building your year-end review checklist. Review your year-to-date financial statement. If you have prepared a budget for the year, compare your actual financial
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