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Checking Accounts

Checking accounts and online banking solutions to fit your needs.

Find the account that best fits your lifestyle

Choose which account works best for you. If you have questions or need assistance, visit us or give us a call.

All personal checking accounts include the following:

  • First eBanc - Real-time Online Banking
  • First eMobile - Real-time First eMobile
  • First eStatements - Paperless eStatements
  • Immediate funds availability


Personal Checking
 First eCheckingFirst Community CLUB® / CLUB® Plus CheckingFirst Community CheckingFirst Community Gold Checking - 55 and above 
Benefits and Features
  • Unlimited check writing
  • Required to use First eBanc and First eStatements**.
  • Access to First eMobile and First ePay*
  • Unlimited check writing
  • Free Club Checks or 50% Discount on other styles
  • 1-year discount on safe deposit box
  • Free Money Orders
  • Free Cashier's Checks
  • Access to First eBanc, First eMobile, First ePay* and First eStatements**
  • 20 checks per month; $0.19 per check after 20
  • Access to First eBanc, First eMobile, First ePay* and First eStatements**
  • Unlimited check writing
  • Access to First eBanc, First eMobile, First ePay* and First eStatements**
  • Free Money Orders
  • Free Cashier's Checks
  • Special CD Rates
Balance Requirements and FeesNone

CLUB accounts: $6.95 monthly maintenance fee 

CLUB Plus accounts: $7.95 monthly maintenance fee

$7.50 monthly maintenance fee; $500 minimum monthly balance to avoid maintenance feeNone 



Special CLUB and CLUB Plus Perks

First Community CLUB Account includes:

  • Everyday Rebate Rewards - Receive 10% of up to $100 in receipts every quarter for items you purchase everyday.
  • Grocery Coupon Certificate Booklet - Receive $500 worth of grocery coupons.
  • Identity Theft Insurance - Provides you with expert assistance and up to $2,500 in financial relief in the event your identity is stolen.
  • Savers Club Book - Save 50% at over 3,000 participating lodging properties plus discount offers from theme parks and car rental companies.
  • Sojourns® Magazine Subscription - Vivid color photography and in-depth travel stories sent to you twice a year.
  • $10,000 24-Hour Accidental Death and $20,000 Scheduled Airline Insurance.

First Community CLUB Plus Account includes:

  • Everything listed above with First Community CLUB Account
  • Medical Emergency Data Card - Convenient plastic medical card with your current health profile in case of an emergency.
  • Rx Advantage Prescription Drug Program - Preferred pricing on many prescription medications at participating pharmacies nationwide. This program is not insurance.
  • Half Price Hotels - Save up to 50% on room rates at thousands of hotels.
  • Purchase Protection and Extended Warranty - Two Benefits in One -- 90-Day Purchase Replacement --Protects items in case of theft, loss or damage for the first 90 days. Extended Warranty -- Extends original warranties up to an additional year. Some restrictions apply.



Are you ready to open an account?

Stop by or contact either of our offices in Beecher or Peotone. You can also send us an online message, and we'll get in touch with you soon after.

Solutions for all of your personal needs

Online Banking

Bank online 24/7.

Get Started

Mobile Banking

Sign up for First eBanc Mobile.

Get Started

Online Mortgages

Apply for a mortgage.

Get Started

Personal Loans

Apply for a loan.

Get Started

* First ePay has no monthly maintenance fee when 5 bills are paid per month. When less than 5 bills are paid in a month a monthly maintenance fee of $5.00 will be charged.
** There is no monthly statement fee with First eStatements. To receive a paper statement with First Community Checking, a monthly statement fee of $2.00 is charged.

® Club is a registered trademark of Progeny Marketing. ® Sojourns is a registered trademark of Progeny Marketing ™ Debit MasterCard is a trademark of MasterCard International.