Community News
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NEW First eBanc Online Banking Upgrade
May 4, 2026
Categories: Community Banking, Community Events, Community News, Electronic Banking, General
We are excited to announce the upcoming upgrade to our NEW First eBanc! This transition will bring enhanced features, which you can view now on our web site, and a smoother experience for all users. To help you prepare, here is an overview of what to expect during the upgrade process. June 2nd, 2026 (Tuesday) 8:00 AM: First ePay & Zelle will be unavailable. Access to First ePay & Zelle will be removed from the current First eBanc. Users will not be able to set up or make changes to payments.
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Powering Main Street: First Community Bank and Trust and ICBA Mark National Small Business Week in May
May 4, 2026
Categories: Community Banking, Community Banking Advocacy, Community Events, Community News, General
Press Release: Beecher, IL. (May 4, 2026) — First Community Bank and Trust (FCBT) and the Independent Community Bankers of America (ICBA) encourage Americans to reinvest in their local community by shopping with small businesses during National Small Business Week, May 3-9, 2026. Small businesses form the backbone of the U.S. economy, employing more than 62 million Americans, representing nearly half of all private-sector employment. “Behind every small business is a story of hard
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Economic Outlook U.S. Q2 2026: Curb Your Enthusiasm
April 17, 2026
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Community News, General
This article was originally published in S&P Global on March 25, 2026 and has been shortened. After a strong start to the year, the U.S. economic picture has grown more complicated. Growth remains positive, but a number of headwinds — most notably the escalating conflict in the Middle East — have tempered earlier optimism. Growth Still Positive, but Slower Ahead S&P now forecasts U.S. GDP growth of 2.2% for 2026, followed by an average of 1.9% annually through 2029. That's
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What to Expect in Commercial Lending in 2026: Navigating Higher Standards and Smarter Use of Capital
February 19, 2026
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Community Events, Community News, General
As we move further into 2026, the commercial lending landscape continues to evolve. Lenders are operating with disciplined underwriting standards, borrowers are more strategic and capital continues to flow, but with greater selectivity. For business owners and investors, preparation and timing matter more than ever. In recent years, interest rate volatility and economic uncertainty have reshaped how commercial lenders assess risk. While the Prime Rate has stabilized after a rapid increase
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Main Spotlight: Eight Trends for Small Businesses in 2026
February 19, 2026
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Community Events, Community News, General
Matthew Wagner, Ph.D., Chief Innovative Officer at Main Street America, wrote this article on February 3, 2026. Since 2022, we’ve been providing predictions for the year ahead to better understand the accelerated changes in society, technology, and the economy, and the anticipated impacts on our Main Streets and small businesses. While not an exact science, I hope this offers insight into how, at the intersection of diverse trends, new insights can emerge to inform strategic
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First Community Bank and Trust Announces Its 10th President
January 14, 2026
Categories: Community Banking, Community Banking Advocacy, Community Events, Community News, General
Press Release: Beecher, IL. (January 13, 2026) - At the January meeting of First Community Bank and Trust’s Board of Directors, Cameron E. Ohlendorf was elected as the 10th President of the Bank, which was founded in 1916. Greg M. Ohlendorf, the Bank’s last President & CEO, will remain on as Chief Executive Officer. Greg has served as President for 25 years. Cameron has been with the Bank since 2009, when he began his career as an intern. In 2012, he graduated from Illinois Wesleyan
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It’s Going to Be Really Hard to Work Out How Much the Shutdown Hurt the Economy
November 14, 2025
Categories: Community Events, Community News, General
This article, written by Justin Lahart and Konrad Putzier, originally appeared in The Wall Street Journal on November 11, 2025. The longest government shutdown on record has taken a bite from the economy. But the roiling effects of the closure, as well as the data disruptions it brought on, are likely to make it hard to know just how big that bite was. With each passing day, the now six-week shutdown’s drag on the economy has become more apparent. Thousands of furloughed government workers
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October is National Cybersecurity Awareness Month
October 2, 2025
Categories: Community Banking, Community Banking Advocacy, Community Events, Community News, Electronic Banking, General
Every October, National Cybersecurity Awareness Month reminds us that while our digital world offers convenience and connection, it also presents new risks. From online shopping and mobile banking to social media and email, our daily lives rely on technology. But just as you wouldn’t hand your house keys to a stranger, you shouldn’t hand over your personal information without thinking twice. At First Community Bank and Trust, your financial safety is one of our top priorities. That’s
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US Holiday Sales Set For Slowest Growth since Pandemic, Deloitte Report Forecasts
September 25, 2025
Categories: Commercial Loans, Community Banking, Community News, General
By Neil J Kanatt and Anshi Sancheti. Reporting by Anshi Sancheti and Neil J Kanatt in Bengaluru. Editing by Mohammed Safi Shamsi. September 10, 2025 - U.S. holiday sales are projected to grow at their slowest pace since the pandemic, Deloitte said in a forecast released on Wednesday, as macroeconomic uncertainties weigh on consumer spending. Why It's Important Holiday shopping is a critical sales driver for retailers, especially amid uncertain demand and persistent inflation, compounded
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It’s National Financial Awareness Day! Here Are 5 Ways to Strengthen Your Finances Today
August 14, 2025
Categories: Community Banking, Community Banking Advocacy, Community Events, Community News, Electronic Banking, General
Every year on August 14, National Financial Awareness Day encourages individuals to take control of their financial well-being. It’s a day to reflect, reset, and make informed choices that help you reach your money goals whether that means finally starting a budget, reviewing your credit, or simply checking your bank accounts more often. No matter where you are on your financial journey, here are five practical, meaningful ways to boost your financial awareness today and set yourself up
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