Archive - July 2025
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The Beige Book: Summary of Commentary on Current Economic Conditions by Federal Reserve District from May 2025
July 9, 2025
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, General
For more in depth information regarding this article, download the entire report here. What is the Beige Book? The Beige Book is a Federal Reserve System publication about current economic conditions across the 12 Federal Reserve Districts. It characterizes regional economic conditions and prospects based on a variety of mostly qualitative information, gathered directly from each District’s sources. Reports are published eight times per year. What is the purpose of the Beige Book? The
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Does Your Business Need a Line of Credit?
July 9, 2025
Categories: Commercial Loans, Community Banking, Community Banking Advocacy, Electronic Banking, General
Cash flow is important for every business, regardless of how profitable it may look on paper. A monthly or quarterly profit & loss statement might show positive earnings, but that doesn’t always translate to available cash. The real challenge is having the liquidity to cover day-to-day obligations like payroll, fuel, utilities and rent. What if your company is short on cash to pay for these short-term expenses? These obligations need to be paid in a timely manner in order to avoid any interruption
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