Archive - September 2023
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                            FCBT and CFPB present: An Essential Guide to Building an Emergency FundSeptember 21, 2023 Categories: Community Banking, Community Banking Advocacy, Community News, General This guide was published by the Consumer Financial Protection Bureau. We’ve all experienced unexpected financial emergencies—a fender bender, an unexpected medical bill, a broken appliance, a loss of income, or even a damaged cell phone. Large or small, these unplanned expenses often feel like they hit at the worst times. Setting up a dedicated savings or emergency fund is one essential way to protect yourself, and it’s one of the first steps you can take to start saving. 
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                            First Community Bank and Trust and ICBA Offer Tips to Help Safeguard Finances in Recognition of National Preparedness Month in SeptemberSeptember 7, 2023 Categories: Community Banking, Community Banking Advocacy, Community News, General Beecher, IL (Sept. 7, 2023)—Weather and health-related natural disasters can cause extensive property damage and wreak financial havoc on families and communities. In recognition of National Preparedness Month, First Community Bank and Trust and the Independent Community Bankers of America (ICBA) are advocating simple measures to help consumers with preparation and recovery to reduce their financial impact. “While we can’t avert natural disasters, we can help our customers minimize 
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