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Debit MasterCard®

Our Debit MasterCard is the easiest way to pay or get cash!


Make safe and convenient payments

First Community Bank and Trust's Debit MasterCard is one of the safest and most convenient ways to make purchases. It lets you quickly pay for things and offers the following features:

  • Use the EMV chip where chip cards are accepted.
  • Swipe your card at merchants that are not ready for chip cards.
  • Add your card to your iPhone's Apple Wallet and make secure online and in-person Apple Pay® payments. Use it anywhere Apple Pay is accepted.
    Make your Debit MasterCard the default card in Apple Wallet.
  • Get cash at any ATMs and save money at surcharge ATMs with MoneyPass.

Use Debit MasterCard to make purchases at millions of locations worldwide. When you make a purchase, the money comes directly out of your checking account. Debit MasterCard gives you direct access to your funds around the clock and around the globe, and a detailed record of every transaction, right on your regular monthly account statement.


Debit MasterCard

Don't carry cash, which can be lost or stolen.
Don't write checks that waste time and cost money.
Use Debit MasterCard...It's easy and convenient.


Did you receive a new card? Now what?

Reissued or New Card

To activate your new card and set a PIN, call toll free (800) 992-3808. If this is a reissued card you already carry, your PIN will remain the same. Please destroy your old card. You may also use an ATM to change your PIN.

Lost or Stolen Card?

Call us immediately!

During Business Hours: Beecher (708) 946-2246 | Peotone (708) 258-0530. After Business Hours: In the U.S. 1-(800) 627-8372) | Out of the U.S. 1-(636) 722-7111.

Questions About Your Debit MasterCard?

Call a new account representative at (708) 946-2246 or (708) 258-0530.


Your card is feature rich!

Your Debit MasterCard is packed with many convenient payment and security features. Set up these features to take full benefit of your card.

Instant Issue

If your card is ever lost, stolen or damaged, we can replace your card same day.

Contact us at (708) 946-2246 in Beecher or (708) 258-0530 in Peotone. We'll produce a replacement card for you in minutes and have it ready for you to pick up.


First eAlerts

Tracking your Debit MasterCard transactions is important, so you know that your card is being used only by you. When you are a First eAlerts user, you receive account alerts in real-time. Meaning you are staying up-to-date on your account activity at all times. It's a great way to protect yourself against any unauthorized purchases.

Tap "Manage Alerts"




Choose CardValet to safeguard your Debit MasterCard from fraud with the ability to set spending limit and block your card in real-time if it's ever lost or stolen. CardValet is ideal for Debit MasterCard holders who want to protect and manage their debit cards through their mobile device.

Tap "Manage my cards"




No one likes to pay ATM fees for their money. That's why your First Community bank and Trust Debit MasterCard offers surcharge-free ATM access to over 37,000 MoneyPass ATMs coast to coast.



Digital Wallets

Apple Pay®

Apple Pay is now available at many of your favorite retailers, in-person and online.

Apple Pay is the easiest and most secure way to pay at many retailers. Simply tap Buy with Apple Pay when online and complete your purchase without the need to add to a cart or fill out a form. Or, tap at check out when you are purchasing in-person. Either way, add your FCBT Debit MasterCard to your iPhone wallet to make fast and secure payments with Apple Pay. Use this feature wherever you see the Apple Pay logo.

You purchases stay private.

Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.

When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

Learn more about Apple Pay®


Google Pay

Keep your FCBT Debit MasterCard within tapping distance. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access.

Privacy and Security

With privacy and security built into every payment, using Google Pay is safer than swiping your card or paying with cash.

Transparency: Google Pay will never sell your personal information to third parties or share your transaction history with any other Google service for targeting ads.

Control: Google Pay has easy-to-use tools that put you in control so you can choose the privacy settings that are right for you.

Security: Google Pay keeps your money and private information safe with built-in authentication, transaction encryption, and fraud protection.

Learn more about Google Pay®


Samsung Pay

More than a wallet. Carry your favorite cards on your devices so you can pay in-person, in-app or online. Plus, earn cash back and get extra rewards for the purchases you make every day.


Check out fast in your apps.

No need to enter your credit card number for in-app or online purchases—simply select Samsung Pay at checkout and authenticate the purchase with your fingerprint, PIN or iris scan.


Get an extra layer of security.

With Samsung Pay, each transaction is covered by your bank's fraud protection and authenticated by your fingerprint, PIN or iris scan. Plus, Samsung Knox and tokenization add extra layers of security.

Learn more about Samsung Pay®



Other things to know about Debit MasterCard

  • Keep all your receipts, note transactions and compare them with your regular monthly account statement. That way, it's easy to spot any unauthorized transactions.When you receive your Debit MasterCard, be sure to sign the back.

  • Never write your PIN on your card.

  • If your card is lost or stolen, immediately contact us at (708) 946-2246 or (708) 258-0530


Debit MasterCard support information

Debit Card Support Information
Activate Your Card(800) 992-3808
Lost or Stolen: Contact Us During Banking Hours(708) 946-2246 • (708) 258-0530
Lost or Stolen: After Hours in the United States(800) 523-4175
Lost or Stolen: After Hours Outside the United States(636) 722-7111 for collect calls
MasterCard Assistance Center(800) 627-8372



Need to speak with a new account representative?

Call us in Beecher at (708) 946-2246 or in Peotone at (708) 258-0530 or send us an online message.

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® MasterCard is a registered trademark of MasterCard International. ® MomeyPass is a registered trademark of Fiserv, Inc. ® Apple Pay it a registered trademark of Apple, Inc.