Source: Consumer Financial Protection Bureau with additions made by First Community Bank and Trust. After a disaster, your priority is your own safety. Organizations in your community can provide help and services. Expect help from the companies you use As you recover from a disaster or emergency, you should contact your lenders and companies where you have accounts and ask for help. You might ask for: A way to refinance your existing debts, or new loans with terms that are more realistic
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Severe storms can happen with little warning. A damaged roof, fallen tree, broken windows or other unexpected repairs can quickly turn into a significant expense. When storm damage occurs, your first step should be to document the damage and contact your homeowner’s insurance provider to understand what may be covered. Review your policy’s coverage limits, deductibles and any exclusions or special deductibles that may apply to storm damage. Keeping photos, receipts and repair estimates
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This article was written by GoodTrust and published on February 27, 2023. If you've been thinking about creating a trust or a will, you may be wondering which one is right for you. If you don’t know the answer, rest assured - you’re not alone. As a matter of fact, many people wonder about this when starting their estate plan. The truth is, it depends on your individual circumstances. Wills vs. Trusts You can plan for your estate with both a will and a trust but they each
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