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Springtime Home Buying Tips

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Posted On: May 4, 2021 by First Community Bank and Trust in: Community Banking, Community Banking Advocacy, General, Mortgage Loans

Temperatures are slowing climbing and everyone is thinking spring. Spring is the busiest home selling and buying season in most areas, therefore, it can be quite competitive. If you're looking to make your big move in the next few months, it's time to get prepared.  1. Speak with a loan officer. A professional loan officer will help you figure out how much house you can really afford. Loan officers are experts in the home buying process and can help you better understand your credit score, how much is needed for closing costs and much more. It is important to take this step before you begin house hunting. 2. Get preapproved for a mortgage. Once you're really ready to buy, get preapproved for a mortgage loan. In a competitive market, getting preapproved can give you an edge. Plus, preapproval speeds up the underwriting process, which means you can close on your home faster.  3. Make a wish list. Figure out what is most important to you and what

Springtime Home Buying Tips