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Relationships Rule

Relationships Rule

Relationships Rule

When asked to identify the quintessential ingredient that makes community banking special, we don’t hesitate to answer, “Relationships.”

First Community Bank and Trust focuses exclusively on delivering the products and services our customers want, while our local roots and accountability ensure our interests remain tied to our neighbors.

At First Community Bank and Trust, we work with our customers to help them realize their financial dreams, whether opening a business, purchasing a home or planning for retirement. And we nurture our community by donating time and money to important causes and contributing tax dollars that help maintain local municipalities—all of which helps keep local neighborhoods viable and vibrant. 

We work hard to stay attuned to the needs of this community and relevant to our customers by remaining on their corner and in their corner. This dedication to creating healthy, strong communities has helped the community banking industry flourish and maintained our well-earned reputation as true relationship lenders. Here are the facts: 

  • Community banks outpace large banks in their average number of banks operating in both rural and urban markets by a 3:1 ratio.
  • Community banks are preferred small business lenders, with a 79 percent net satisfaction score, compared with 67 percent for large banks and 49 percent for online lenders.
  • Community banks have consistently demonstrated their safety and soundness with higher capital ratios and better loan quality than the largest institutions.

But it’s not just about stats. When customers walk into or call First Community Bank and Trust, they are greeted by a talented team member who is attuned to their needs and empowered to act on their behalf. 

And when our employees log volunteer hours in support of local organizations or when First Community Bank and Trust contributes to local projects or events, we’re working toward our ultimate goal to ensure economic prosperity for the community we call home. 

In an era where bigger isn’t always better, and high-tech doesn’t necessarily equate to high touch, we pledge to never lose sight of the all-important “relationship” and the personalized service our customers expect. It’s been integral to our success for over 100 years and is how we’ll continue to build a legacy that lives on.

About First Community Bank and Trust

First Community Bank and Trust is a privately-owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service. We offer traditional community banking services, including mortgage, consumer, and commercial lending, as well as state of the art electronic banking services.


Press Contact:
Bridget Goedke, Marketing Assistant
First Community Bank and Trust
(708) 946-2246