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Mortgage Loans

Whether it's a purchase or refinance, we're with you every step of the way.

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Apply for a Mortgage Today!

Ready to start a mortgage application? Start by clicking the Apply Now link to access our online account application, First eMortgage. Or, visit our web site on your smart phone and use First eMortgage Mobile. Apply at your own speed, at your time. Save your application and come back as often as you like. If you have questions give us a call at (708) 946-2246.

Apply Online

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Why Choose First Community Bank and Trust?

Don't reach out to one of those large 1-800 call-centers for a mortgage. Work with us and get the service you deserve.

• We've been in business since 1916! • We're located in Beecher & Peotone, IL • We're locally owned • We offer competitive rates
• We answer our calls personally, not with a machine • You'll be glad you chose us.

 

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Mortgage Solutions

Our knowledgeable mortgage lenders will walk you through the steps involved in buying a new home, from application to close. They provide dedicated support and offer frequent updates, so you'll know what's going on at all times.

Types of Mortgages

Description of Mortgage Features

Long-Term Mortgages

Helps you budget since your monthly payment remains the same. Low down payment options on home purchases are available for those who qualify. You can lock in your interest rate for up to 60 days before closing. Various amortization schedules are available.

Balloon LoansIf a long-term mortgage isn't for you, our balloon loans may be for you.  We service all of our balloon loans in-house.
Bridge LoansThis type of loan is designed to help if you're moving to a new home, but your current home hasn't sold yet. We utilize the equity from your current home to help with the down payment or purchase of your new home. All bridge loans are serviced in-house.
Land and Lot Loans

We offer programs and solutions to help you purchase any size lot.

 

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Mortgage Checklist

Be sure to start gathering all of the following items, as we'll need them to start or complete your loan process.

Mortgage Loan Checklist

Mortgage Loan Checklist

Items

All applicants
  • Real Estate Loan Application - We'll provide and help you complete
  • 30 days of consecutive pay stubs
  • 2 of your most recent bank statements
  • 2 most recent federal income tax returns
  • 2 most recent W-2 forms
  • Home Owner's insurance information
If self-employed
  • Last year-end financial statement and current year interim statement

* All offers of credit are subject to credit approval.

 

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Calculate Your Mortgage


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Send Secure Email

Send a secure email or call us at (708) 946-2246 or (708) 258-0530.

Safe Registry MLO EmployeesNMLS ID #
Nicole Squier, Assistant Vice President

527672

Susan Springfield, Retail Banking Manager527674
Kelly Johnson, Retail Banker1373148
Tammy Hoffman, Chief Administrative Officer1594302
First Community Bank and Trust Bank Identifier460979

* For licensing information, go to www.nmlsconsumeraccess.org.

 

More mortgage lending services

Construction Loans

We'll build you a great loan.

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Home Equity Loans

Put your equity to good use.

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Online Mortgage Center

All the mortgage resources you need.

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Mortgage Qualification

Calculate your loan amount.

Get Started