Tell us a little about your plans.
We'll gather your information and reach out to chat about your mortgage needs when it's best for you.
Ready to apply?Ready to start a mortgage application? Start by clicking the Apply Now link to access our online account application, First eMortgage. Or, visit our web site on your smart phone and use First eMortgage Mobile. Apply at your own speed, at your time. Save your application and come back as often as you like. If you have questions give us a call at (708) 946-2246. Apply Online |
Mortgage Solutions
Our knowledgeable mortgage lenders will walk you through the steps involved in buying a new home, from application to close. They provide dedicated support and offer frequent updates, so you'll know what's going on at all times.
Types of Mortgages | Description of Mortgage Features |
| Long-Term Mortgages | Helps you budget since your monthly payment remains the same. Low down payment options on home purchases are available for those who qualify. You can lock in your interest rate for up to 60 days before closing. Various amortization schedules are available. |
| Balloon Loans | If a long-term mortgage isn't for you, our balloon loans may be for you. We service all of our balloon loans in-house. |
| Bridge Loans | This type of loan is designed to help if you're moving to a new home, but your current home hasn't sold yet. We utilize the equity from your current home to help with the down payment or purchase of your new home. All bridge loans are serviced in-house. |
| Land and Lot Loans | We offer programs and solutions to help you purchase any size lot. |
Mortgage Checklist
Be sure to start gathering all of the following items, as we'll need them to start or complete your loan process.
Mortgage Loan Checklist | Items |
| All applicants |
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| If self-employed |
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* All offers of credit are subject to credit approval.
View our Mortgage Calculators
Use our calculators to view terms and payments you're looking for.
| Safe Registry MLO Employees | NMLS ID # |
| Nicole Squier, Vice President | 527672 |
| Susan Springfield, Retail Banking Manager | 527674 |
| Kelly Johnson, Retail Banker | 1373148 |
| Tammy Hoffman, Chief Administrative Officer | 1594302 |
| First Community Bank and Trust Bank Identifier | 460979 |