Apply for a Mortgage Today!Ready to start a mortgage application? Start by clicking the Apply Now link to access our online account application, First eMortgage. Or, visit our web site on your smart phone and use First eMortgage Mobile. Apply at your own speed, at your time. Save your application and come back as often as you like. If you have questions give us a call at (708) 946-2246. Apply Online |
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Why Choose First Community Bank and Trust?
Don't reach out to one of those large 1-800 call-centers for a mortgage. Work with us and get the service you deserve.
• We've been in business since 1916! • We're located in Beecher & Peotone, IL • We're locally owned • We offer competitive rates
• We answer our calls personally, not with a machine • You'll be glad you chose us.
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Mortgage Solutions
Our knowledgeable mortgage lenders will walk you through the steps involved in buying a new home, from application to close. They provide dedicated support and offer frequent updates, so you'll know what's going on at all times.
Types of Mortgages | Description of Mortgage Features |
| Long-Term Mortgages | Helps you budget since your monthly payment remains the same. Low down payment options on home purchases are available for those who qualify. You can lock in your interest rate for up to 60 days before closing. Various amortization schedules are available. |
| Balloon Loans | If a long-term mortgage isn't for you, our balloon loans may be for you. We service all of our balloon loans in-house. |
| Bridge Loans | This type of loan is designed to help if you're moving to a new home, but your current home hasn't sold yet. We utilize the equity from your current home to help with the down payment or purchase of your new home. All bridge loans are serviced in-house. |
| Land and Lot Loans | We offer programs and solutions to help you purchase any size lot. |
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Mortgage Checklist
Be sure to start gathering all of the following items, as we'll need them to start or complete your loan process.
Mortgage Loan Checklist | Items |
| All applicants |
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| If self-employed |
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* All offers of credit are subject to credit approval.
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Calculate Your Mortgage
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Send a secure email or call us at (708) 946-2246 or (708) 258-0530.
| Safe Registry MLO Employees | NMLS ID # |
| Nicole Squier, Assistant Vice President | 527672 |
| Susan Springfield, Retail Banking Manager | 527674 |
| Kelly Johnson, Retail Banker | 1373148 |
| Tammy Hoffman, Chief Administrative Officer | 1594302 |
| First Community Bank and Trust Bank Identifier | 460979 |
* For licensing information, go to www.nmlsconsumeraccess.org.